Farm Land Article Disclosure

Georgia Estate Planning and Conger & Smith are not affiliates or subsidiaries of PAS
or Guardian. Guardian, its subsidiaries, agents, and employees do not provide tax, legal, or
accounting advice. Consult your tax, legal, or accounting professional regarding your
individual situation. The information provided is based on our general understanding of the
subject matter discussed and is for informational purposes only. All guarantees are
backed exclusively by the strength and claims paying ability of the issuing insurance
company. Michael "Blake" Miller, Registered Representative and Financial Advisor of Park
Avenue Securities LLC (PAS). Securities products and advisory services offered through PAS,
member FINRA, SIPC. Financial Representative of The Guardian Life Insurance Company of
America® (Guardian), New York, NY. PAS is a wholly owned subsidiary of Guardian. Ashford
Advisors, Inc. is not an affiliate or subsidiary of PAS or Guardian. Ashford Advisors, Inc. is not
registered in any state or with the U.S. Securities and Exchange Commission as a Registered
Investment Advisor. AR Insurance License Number - 17171768, CA Insurance License Number
- 4094205.